100,000 Point Offer: American Express Business Gold – View from the Wing

By Gary Leff Feb 21, 20250

I receive compensation for content and many links on this blog. Citibank is an advertising partner of this site, as is American Express, Chase, Barclays and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.

The American Express® Business Gold Card had one of the better initial bonus offers already at 70,000 Membership Rewards points.

The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.

Earning on this card is super strong: 4x on the top two eligible categories with the most spend each month from 6 eligible categories, with categories changing each month to match your spend. You can earn 4x on up to $150,000 in combined purchases from these categories each calendar year (then 1X).

Purchases at US media providers for advertising in select media (online, TV, radio)
U.S. purchases made from electronic goods retailers and software & cloud system providers
U.S. purchases at restaurants, including takeout and delivery
U.S. purchases at gas stations
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

In addition, the card earn 3X Membership Rewards points on flights and prepaid hotels booked on amextravel.com.

This is a $375 annual fee card (See rates and fees). And there are several statement credit offers that help make this worthwhile.

Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
Up to a $12.95 plus applicable taxes on one membership fee statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with the card your Business Gold Card.

Those two combine for more value than the annual fee itself. But mostly this card is valuable for the the 4x accelerator categories that will adjust to match your spending.

For rates and fees of the American Express® Business Gold Card, click here.